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Experts say The Credit Card Competition Act could destroy the future of credit card rewards and cash back.

Photo by Delmaine Donson/Getty Images

Have you heard about The Credit Card Competition Act?

  • Currently: Card issuers use robust payment networks to process card charges, and charge the merchant a fee to fund card benefits and secure their network.
  • Proposal: If passed, the act could move that payment to a cheaper, less secure network, reducing card issuers’ abilities to fund rewards programs.
  • Future: Without funds, credit card points and miles could disappear overnight.

Good news: Citizens can contact their representative to protect their points.

Learn more

https://6am.city/3PAug3i

This message is brought to you by The Points Guy.

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