Interested in ATX real estate? Meet Tommy Hollahan, a mover + shaker in our community’s real estate scene. Born + raised here in The Capital City, Tommy spent a few years in College Station attending Texas A&M before moving back to the 512.

Since 2005, Tommy has worked with MortgageATX to help local families + individuals:

Move into their first homes
Save money on their mortgage payments
Restructure their mortgage financing to achieve their goals

Bonus: Once homebuyers close, MortgageATX donates $250 to the charity or organization of their choice via the Commitment to Community Closing Donation. This donation can go to one of MortgageATX’s community partners (think: The Alzheimer's Association, Austin Humane Society, Team Luke Hope for Minds, and Carrying Hope) or to any charitable organization that is near + dear to the homebuyer.

Since 2015, donations supporting community organizations and causes have totaled $70,000+. 👏

MortgageATX is also working to make the homebuying process easier for Austinites via new programs like:

Thrive Home2Home program (allows a borrower to close on a new home before selling their current home)
Lock & Shop program (allows a borrower with a conditional approval to lock in an interest rate on a TBD basis while they are on the home search)

Whether a first-time home buyer or a seasoned investor, Tommy can help ATX homebuyers understand the differences between loan programs and choose the right one. | Photo by the ATXtoday team

Everyone’s circumstances are unique, so Tommy works with his clients to structure mortgage loans that are right for each of them.

Click below to explore the types of loans that are available with MortgageATX and which may be best for you.

30-year fixed-rate mortgage

Inflation, which has been the highest in 40 years, was at 8.6% in May, and has contributed significantly to the increase since the start of the year.

The Federal Reserve also raised its benchmark interest rate by a half-percentage point last month, signaling further large rate hikes to come.

The traditional 30-year fixed-rate mortgage has a constant interest rate + monthly payments that never change. This may be a good choice if you plan to stay in your home for seven years or longer. If not, a stable-rate loan will usually be the cheaper choice.

Learn about 15-year fixed rate mortgages and VA loans.

Interested? Here’s how the home loan process works with MortgageATX:

Complete the Mortgage Qualifier
Receive options based on your unique criteria + scenario
Compare mortgage interest rates and terms
Choose the offer that best fits your needs*

Question

What questions do you have about mortgage loans in today’s real estate market?

We'll share your questions with Tommy to answer in July.