Let's talk financial decluttering.

Why? Because messy money habits can derail even the best-laid plans to build wealth by:

Slowing your yearly growth
Increasing the chance of missed payments
Potentially hurting your credit score

Simple solutions

According to the experts, these three simple steps are the key to regaining control:

Step one: Organizing

Start by organizing all your accounts in a spreadsheet, including:

Financial
Credit cards
Loans
Insurance
Retirement
Investments

Pro tip: Compare your Loan Rates and Deposit Rates with other financial intuitions to see if you could be saving more.

Step two: Consolidating

Next, consolidate accounts to simplify management. This could mean combining accounts at one institution or combining retirement plans + savings into a single account.

Step three: Automating

Finally, use automation tools like alerts and direct deposits to streamline your finances, helping you avoid mistakes and save time each month.

Could use some guidance? Connect with the pros at Scenic Community Credit Union.

Marie Kondo those accounts