Kids don’t need another toy—they need a Roth IRA

Start building real wealth for your child with FutureMoney and get $100 invested instantly.

A stack of silver coins next to a notebook and pen.

Invest $100 in your kid’s future, and FutureMoney gives you $100 back as a bonus — it’s a lifetime plan for building long-term wealth with child-focused accounts like Roth IRAs, 529s, and more.

Photo by StackCommerce

Let’s talk real-life parenting. You’re juggling school drop-offs, snack wars, and the occasional existential crisis over whether screen time is actually melting their brain. What you’re probably not doing? Setting up a Roth IRA for your four-year-old. But what if you could — and it was easy?

That’s the idea behind FutureMoney. It’s a slick little investing app designed specifically for parents who want to build something long-term for their kids without trying to turn into a financial advisor overnight. With the Pro Lifetime Subscription, you get all the tools — 529 plans, Junior Roth IRAs, even friend-and-family gifting features with zero monthly fees.

And here’s a big bonus: when you sign up and make a qualifying contribution ($5 minimum), FutureMoney drops a $100 bonus investment into your kid’s account. That’s like turning $5 into $105 on day one. Not bad.

You can set goals for education, first homes, or whatever future your kid dreams up. And thanks to smart automation, secure backing from BNY Mellon, and a co-parent-friendly interface, it’s actually built for real life (messy schedules and all).

What really sets FutureMoney apart is its flexibility for modern families. Whether you’re a single parent managing it all, a co-parent navigating separate households, or a grandparent eager to pitch in, FutureMoney is built to support a variety of family structures. You can easily invite others to view, contribute, or simply stay informed on your child’s progress—all while keeping financial control in your hands.

Think of it this way: while you’re teaching them to tie their shoes, FutureMoney is teaching them how to step into adulthood with less financial stress. And that? That’s worth every penny of the hundred bucks you’re about to spend.

Get a FutureMoney Pro Lifetime Subscription + a $100 bonus investment to get you started for just $100 (MSRP: $580).

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