Let's face it: Credit cards are convenient, but they can lead to overspending. If you feel the pressure of a growing balance, debt consolidation could help you regain control and take a breather.

So, how does it work?This method involves combining multiple credit card and personal loan balances into a single loan for better terms + lower interest rates. You'll save money and be more likely to eliminate your debt more quickly.

Debt consolidation may be the move if:

You have multiple credit cards
Your credit card(s) have high interest rates
You have higher-rate personal loans
You’re overwhelmed with "Buy Now, Pay Later" bills or payday loans
You’re struggling to make your current credit card payments
Your credit score is suffering from too much unsecured debt

Bonus: If you feel overwhelmed, the experts at Greenville Federal Credit Union are available to help walk you through it.

Learn more + get started