Hey, Cola. Kayla here, and this is the year I turn 30. It’s also the year I’m determined to finally “have my finances in order.”

If you’re in the same boat as me – even if it’s a younger boat – here are 7 money #MustDos before you turn 30, thanks to the local pros at AllSouth Federal Credit Union:

Build up savings. It's important to make saving your money a habit – but exactly where you save is up to you. If you want a higher rate of return, AllSouth recommends a Money Market account with a tiered rate structure (the higher your balance, the higher your rate of return). Explore other options.
Attack student debt. For many of us, this is an unavoidable burden. Even if your loan has a competitive rate, you should still focus on knocking down the amount you owe as quickly as you can. Then when you can, try to make additional payments to save on interest + lower your total amount owed.
Start an emergency fund. It’s recommended that you have six months of living expenses saved up in your emergency fund – but if you’re just starting out that may be difficult, so try to save $1,000 to start + build from there.

See 4 more financial tips here. Ⓟ