College is most young adults’ first real test of money management.

Before move-in day, ask yourself these 4 questions:

📈 Can they stick to a budget?

💳 Do they understand how credit works?

💰 Do they have an emergency cushion?

🛍️ Do they spend with intention?

Thinking about the "why" behind purchases can help align spending with personal priorities.

Remember: Building financial independence starts with giving them the right tools.